Rates & Insurance

Investing in your mental health is one of the most meaningful decisions you can make for yourself and your family.

At A Second Wind Counseling, we are committed to making quality therapy accessible, transparent, and straightforward—whether you choose to use health insurance or self-pay options.

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In-Network Insurance

We are in-network with many major health insurance providers and Employee Assistance Programs (EAPs). Coverage varies based on your specific plan, co-pays, and deductibles.

We currently accept the following insurance carriers:

• Aetna

• Anthem

• Florida Blue / Blue Cross Blue Shield

• Cigna

• Employee Assistance Programs (EAPs)

• Optum Healthcare

• Oscar Health

• UnitedHealthcare (UHC) & UMR

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Have a different insurance provider? Call or text us at 407-212-7601 to inquire about out-of-network benefits or other payment options.

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Self-Pay Options & Direct Investment

Choosing self-pay (private pay) offers maximum privacy and flexibility for your care. Self-pay clients enjoy complete control over their treatment plan without session limits, diagnosis requirements, or restrictions imposed by insurance companies.

• Individual Therapy: $125 per 50-minute session (varies by clinician)

• Couples & Family Therapy: $150 per session (varies by clinician)

• Accepted Payment Methods: All major credit/debit cards, as well as HSA (Health Savings Account) and FSA (Flexible Savings Account) cards.

• Sliding Fee Scale: We offer a limited number of sliding-scale spots based on financial need and household income. If our standard self-pay rates pose a hardship for you or your family, please reach out to discuss reduced-rate options or intern-supported care.

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Out-of-Network Benefits & Superbills

If we are not in-network with your specific insurance provider, you may still be eligible to use your Out-of-Network (OON) benefits. Upon request, we can provide you with a monthly itemized receipt called a Superbill. You can submit this directly to your insurance company for potential partial or full reimbursement depending on your plan's out-of-network coverage.

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Your Right to a Good Faith Estimate

Under the No Surprises Act, health care providers are required to give patients who don't have insurance or who are not using insurance an estimate of the bill for medical items and services. You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services, including psychotherapy.

• You will receive a Good Faith Estimate in writing before your scheduled therapy sessions begin.

• For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.

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Ready to Begin?

Whether you plan to use insurance, an EAP, or self-pay, our administrative team is here to help you navigate your options so you can focus on your healing.

 

Call or text us today at 407-212-7601 or click below to schedule your consultation.